Why Fluent?

We understand that a lifetime mortgage is a big financial decision and one that takes consideration.

We pride ourselves on being transparent and supportive. If equity release isn't right for you, we'll tell you!

Smartphone app for your convenience

To help us deliver the best service we’ve invested in some smart technology. The Fluent Lifetime App enables you to view quotes, watch videos, track your case and gives direct access to your adviser and case manager. You can also upload and download documents for your convenience. The app enables us to move your case on quickly and also keeps you up to date every step of the way.

With a lifetime mortage...


100% impartial advice

Getting the best advice is very important. Our fully qualified advisers follow strict rules and guidelines, ensuring you are recommended a plan that is right for your individual needs and circumstances.


Keeping you in the picture

A dedicated equity release adviser who will be with you from start to finish.


Exclusive offers

Exclusive offers from all the leading providers.


Low fee

We won't be beaten on price - low customer fees guaranteed.
For a release of less than £25,000, our fees are £995. For releases £25,000 or above, our fees are 1.65% of the amount released subject to a minimum of £1,495. Our fees are only payable should you proceed with a lifetime mortgage.

Take the next step towards financial freedom in retirement by booking an initial consultation with one of Fluent’s Specialist Advisers today.